HDB launches over 10,200 flats in July BTO and Sale of Balance exercises
The Housing and Development Board (HDB) has launched 10,209 flats under its latest Build-to-Order (BTO) and Sale of Balance Flats (SBF) exercises, marking one of its largest sales exercises in recent years. About 70% of the new flats will have waiting times of four years or less, with some ready in under three.
- HDB launches 10,209 flats — 5,547 BTO and 4,662 SBF — in July exercise.
- 70% of BTO flats have waiting times of four years or less; some ready in under three.
- New policies include higher grants, priority for family proximity, and relaxed income assessment rules.
SINGAPORE: The Housing and Development Board (HDB) launched 10,209 flats for sale on 23 July 2025 under its Build-to-Order (BTO) and Sale of Balance Flats (SBF) exercises.
In its press release, HDB confirmed that 5,547 flats are offered under the BTO scheme, while 4,662 are part of the SBF pool.
Seven in ten BTO flats released this month will have waiting times of four years or less. Among these, 1,396 units at Clementi Emerald and Bangkit Breeze promise waiting periods of under three years.
Sembawang Beacon, the first BTO project in the new Sembawang North neighbourhood, will comprise 775 units with a waiting time of about three years.
Flat buyers seeking quicker move-in dates may apply for SBF units, with 1,733 flats already completed — more than a third of the total SBF supply this round.
The July exercise offers four standard and four prime BTO projects, ranging from two-room flexi units to larger 3Gen flats. Standard projects are located in Bukit Panjang, Sembawang, Tampines, and Woodlands, while prime projects are in two Bukit Merah sites, one in Clementi, and another in Toa Payoh.
According to HDB, all new flats are priced with significant market discounts to ensure affordability. For prime flats, which tend to have higher market values due to their central locations, extra subsidies are applied — though these come with a subsidy clawback when sold.
Alexandra Peaks, Alexandra Vista, and Toa Payoh Ascent will carry an 11 per cent clawback rate, while Clementi Emerald will have a 12 per cent rate. These rates reflect the extent of additional subsidies provided.
Eligible first-timer families can receive up to S$120,000 through the Enhanced CPF Housing Grant, enabling them to buy a three-room standard flat from S$162,000 or a four-room unit from S$248,000.
Several housing policy changes also take effect with this launch. The Family Care Scheme now provides greater priority for parents and children who wish to live together or nearby. The allocation quota for second-timer families applying for three-room and larger flats has also been raised by five percentage points.
Deferred income assessment rules have been relaxed so that only one member of a couple needs to be a current or recent full-time student or National Serviceman, instead of both.
The Fresh Start Housing Grant — which supports second-timer public rental families in buying smaller standard flats — has been increased to S$75,000 from S$50,000.
This sales exercise’s 4,662 SBF flats exceed HDB’s earlier commitment of 3,000 units. Combined with February’s 5,590 units, this brings 2025’s total SBF supply to over 10,200 — the largest annual offering since 2016.
Like BTO flats, SBF units are subsidised and sold below comparable resale prices. Eligible first-timer singles may apply for any two-room flexi SBF flat across Singapore.
Applications for both BTO and SBF flats must be submitted online via the HDB Flat Portal by 30 July 2025.
